Send Money to Ghana

Transfer money safely to your loved ones in Ghana with AiDEMONEY, the app for Africans Funding Africa.

The Easiest Way to Transfer Money to Ghana

Each year, Ghanaians living in the U.S. send countless dollars to their loved ones back home. But how much of those money transfer fees ever make their way to African communities? It’s time to rewrite this story together. It starts with choosing AiDEMONEY, the app for Africans Funding Africa.

AiDEMONEY makes it easy (and safe) to send money to Ghana. Use our secure, streamlined app to transfer funds digitally, and trust our RegTech technology to safeguard your money every step of the way. Your loved one will receive your money instantly in their bank or mobile money account — and an NGO in Africa will receive a portion of your money transfer fee.

Send money. Deliver progress. Start now.

Instant Transfer

Send money instantly to your loved ones in Ghana with a debit card or ACH bank account

Multiple Payout Methods

Deposit money directly to your recipient’s Airtel Tigo, MTN or Vodafone mobile money account, or deposit into their bank account

Best Exchange Rates

Have the confidence that you’re getting the best exchange rate, every time—no hidden fees or fine print

Safe and Legal

Transfer money safely and securely to Ghana with AiDEMONEY’s blockchain-powered platform

Delivered with Impact

Join a thriving community of diaspora who are sending money, and progress, back home

How it works

Send money to your loved ones in seven easy steps.

Signup. There’s no cost to you.
Money transfer details. You tell us how much money you want to send to your recipient in Ghana. We’ll show you the fees and how quickly your money will reach its destination.
Recipient details. Tell us about who will be receiving your money transfer. Provide the recipient’s mobile money or bank account information.
Sender details. Tell us about yourself.
Payment. Pay for your money transfer via bank account or debit card.
Sendoff. Confirm your transfer details and send the payment.
Impact. Visit the AiDEMONEY blog for our quarterly impact report, which tells you exactly how our community has moved the needle in Africa.

Send money digitally to Ghana

AiDEMONEY has built strong financial partnerships across the African continent. What does that mean for you? Quick, secure ways to get money to your loved ones in Ghana—all at industry-best rates.

Bank Deposit

Transfer money directly to these trusted banks (and 30 others) across Ghana.

transfer USD to Ghana Send money to Ghana

Money transfer US to Ghana

Mobile Account Transfer

Transfer money directly to your loved one’s Airtel Tigo, MTN or Vodafone mobile money account.

send money to ghana

See what our customers say

Premiers testes de CSS

App Store Reviewer October 12, 2021

Love the look and feel. Works fast. Verification is through so it could take a sec but that in my opinion means more security which is awesome.

Kemdi Okparaocha October 12, 2021

Very convenient and easy to use service. Plus the customer service was super when I contacted them.

Have questions about the AiDEMONEY app?

Which countries can I send money to?

AiDEMONEY currently offers payments from the United States to Cameroon, Ethiopia, Ghana, Kenya and Nigeria. We’ll be enabling payments to more African corridors as our community grows. Want to transfer money to an African country not currently supported by our platform? Contact us.

Which countries (and states) can I send money from?

map

AiDEMONEY is focused solely on money remittance from the U.S. to Africa. With our app, residents of the following U.S. states can initiate a money transfer.

Which payment methods can I use to send money?

Users can send money to their loved ones using either ACH or a debit card. When sending money via ACH, please make sure the bank account and sender names match. Our system supports debit card payments from the following card networks: Visa, Mastercard, Discover, American Express, STAR, Accel, Pulse, Culiance, Maestro and NYCE.

Which payout methods does AiDEMONEY support?

Your loved ones can receive a direct deposit to their bank account or mobile money network account. If you’re sending money to Nigeria, the recipient also has the option of cash pickup at First City Monument Bank.

For direct deposit, the sender will need to provide the following information about the recipient:

Recipient’s full name
Name of recipient’s bank
Name of the branch in which the account is located
Recipient’s account number
Recipient’s home address

For cash pickup, you can either pre-select the payout location or allow the recipient to do so. When your recipient visits the cash payout location, he or she will need to present the following information:

Transaction reference PIN (emailed to the person who initiated the transfer)
A valid ID
If you’re picking up cash in Nigeria and are asked for information about the money transfer provider, please provide the name of our partner, Cashpot Limited (Afripay)

How much money can I send via the AiDEMONEY app?

For added security, every customer is assigned a transaction limit when using the AiDEMONEY app. New customers are placed in Level 1. To request an increased limit, visit your user dashboard’s “Transaction Limit” page and provide the additional verification information required.

Level 1
- Up to $500 per transaction
- Up to $500 per day
- Up to $1,000 per 15 days
- Up to $1,000 per 30 days
- Up to $3,000 per 6 months

Level 2
- Up to $1,000 per transaction
- Up to $2,999 per day
- Up to $2,999 per 15 days
- Up to $5,000 per 30 days
- Up to $9,999 per 6 months

Level 3
- Up to $2,000 per transaction
- Up to $3,000 per day
- Up to $6,000 per 15 days
- Up to $10,000 per 30 days
- Up to $30,000 per 6 months

How long will it take for the recipient to receive my money transfer?

AiDEMONEY processes all debit card transactions by the end of the business day in which they were forwarded for processing. For ACH transactions, please refer to the cutoff times below.

At AiDEMONEY, we understand how important it is for your money transfer to arrive quickly. However, recent policy changes have caused delays in money remittances to Nigeria. If you have a question about the status of your transfer, please email our team at support@AiDEMONEY.com. We’re here to help.

Why is my transfer on hold?

AiDEMONEY’s platform uses robust security processes to keep our customers safe and our community 100% fraud-free. If you’re a first-time user, your account may be placed on a brief hold while we verify all the information you’ve provided about both yourself and your recipient. Once the process is complete, the hold will be lifted and your transfer will be initiated.

If you’re not a first-time user and your transfer has been placed on hold, this means that we’ve identified a concern during our compliance and regtech reviews. Sometimes, this could be due to a mismatch between the name of the sender and bank account holder. Other reasons for a “hold” include initiating a transfer with an IP address not located in a state supported by our platform; a failed balance check for the amount you’re sending; potential fraud; and other security red flags that require further review.

Have a question about a transfer marked “on hold?” We’re here to help. Please contact us for more information.